How does Chase Ink Premier compare to Chase Ink Premier? Top business credit cards? – Forbes Advisor


Ink Business Premier offers an introductory welcome bonus of $1,000 cash back when you spend $10,000 in purchases within the first 3 months of account opening. This is effectively 10% bonus cash back on your first $10,000 of spend, in addition to a base rate of 2% cash back.

Keep in mind that the card’s $195 annual fee will put a slight dent in your after-fee earnings, and the annual fee won’t be waived the first year.

How Chase Ink Premier compares to other business cards

Chase is no stranger to offering huge welcome bonuses on its small business cards. The Ink Business Preferred® Credit Card Currently offering the opportunity to earn 100,000 points after spending $8,000 in purchases within the first 3 months of account opening. The points you will receive may be more valuable.

Chase is also offering a cash back welcome bonus on two no-annual-fee small business credit cards:

  • Ink Business Unlimited® Credit Card: Earn $750 cash back when you spend $6,000 in purchases within the first 3 months of account opening.
  • Ink Business Cash® Credit Card: Earn $350 cash back when you spend $3,000 in purchases within the first 3 months of account opening, and earn an additional $400 cash back when you spend $6,000 in purchases within the first 6 months of account opening.

Outside of the Chase ecosystem, if your small business has significant expenses, use the US Bank Business Leverage® Visa Signature® Card to earn $750 in rewards on $7,500 in qualifying purchases within the first 120 days of account opening.

How Chase Ink Premier earns points on purchases

Ink Business Premier is a fairly simple cash back card. Small businesses can earn 5% cash back on travel purchases through Chase Travel℠, 2.5% cash back on purchases of $5,000 or more, and 2% cash back on all other purchases.

How Chase Ink Premier compares to other business cards

If you’re looking for simple unlimited cash back income, Ink Business Premier is hard to beat. But it’s always a good idea to shop around.

The American Express Blue Business Cash™ Card (Terms apply. See rates and fees) Earn 2% cash back on all qualifying purchases up to $50,000 each calendar year, then earn 1% of cash back. Pros: No annual fee.

Other cards offer higher earn rates in bonus categories, but often don’t offer a base earn rate that matches the Ink Business Premier’s 2% cash back. If your small business spends a lot of money on certain categories, it might be worth considering the following cards:

  • Ink Business Cash® Credit Card: Earn 5% cash back on the first $25,000 in combined purchases at office supply stores and Internet, cable and phone services each account anniversary year; combine the first $25,000 in purchases at the following address USD and earn 2% cash back at gas stations and restaurants every account anniversary year. All other purchases earn 1% cash back.
  • Bank of America Triple Cash Rewards Visa® Business Card*: Earn 5% cash back on prepaid hotel and car rental bookings directly with Travel Rewards Center, 3% cash back at gas stations and electric vehicle charging stations, office supply stores, cell phone service providers and restaurants, all other Qualifying restaurants earn 1% cash back on purchases.
  • Bank of America® Business Advantage Customized Cash Rewards Mastercard® Credit Card: Earn 3% cash back on selected categories, 2% cash back on dining purchases, and unlimited 1% cash back on all other purchases. Earn 3% and 2% cash back on the first $50,000 in combo select categories/dining purchases each calendar year, and 1% cash back thereafter.
  • Amazon Business Prime American Express Card*: For eligible Prime members, earn 5% back or 90 days back on eligible purchases in the U.S. on Amazon Business, AWS, Amazon.com and Whole Foods when you spend $120,000 in a calendar year , 1% will be returned thereafter. Earn 2% on wireless phone service at U.S. restaurants, U.S. gas stations and purchases directly from U.S. service providers, and 1% on other purchases.

The Ink Business Unlimited® Credit Card iFor those who want to stick with Chase, this is another flat-rate card option from Chase. It has no annual fee and earns 1.5% cash back rewards on every business purchase. For those with annual fees under $40,000, this card will be a better deal after factoring in the annual fee.

all information about Amazon Business Prime American Express Card Already independently collected by Forbes Advisor



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