Ink Business Premium Credit Card


great card if

  • You run a business with many large expenses
  • You’re looking for a card that offers perks like no foreign transaction fees, a free employee card, and cellphone protection

don’t get if

  • You want a card that earns transferable rewards
  • You want a card with a lower annual fee

Ink Business Premier Card – Is it worth it?

While many cards on the market offer 2% cash back on all purchases, going one step further and offering 2.5% cash back on purchases over $5,000 makes the Ink Business Premier Card a standout for business owners who frequently shop for more than this size.

Additionally, this card offers several benefits that business owners are sure to love. First, while many cash back credit cards charge foreign transaction fees, the Ink Business Premier card charges no fees, making it a good option for business owners who frequently make international purchases.

Cardholders will also enjoy benefits such as mobile phone protection, purchase protection, car rental insurance, and free employee cards. In short, if you’re a business owner looking for a great all-around cash back rewards card, the Ink Business Premier Card is a great choice.

Ink Business Premier Card Key Benefits

card protection

With the Ink Business Premier card, you get the following card protection:

  • Mobile phone protection: When you pay with your Ink Business Premier card, you and your employees can receive up to $1,000 per claim for covered theft or damage listed on your monthly mobile phone bill (up to 3 claims in a 12-month period, each The deductible for each claim is $100)).
  • Purchase protection: Purchases made with your card are covered for damage or theft for 120 days from the date of purchase, up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection: Items purchased with your card have a qualifying warranty of 3 years or less and are eligible for a 1-year warranty.
  • Rental car insurance: When you decline your rental company’s insurance and use your Ink Business Premier card to pay for your rental, you’ll get primary rental car insurance.

Free employee card

While the annual fee for your Ink Business Premier primary card is $195have There is no additional fee for adding additional employee cards. This is a great feature for business owners who have employees who make purchases on behalf of the business, and ensures you get 2% to 2.5% cash back on purchases made by your employees as well.

The best way to earn and redeem cash back rewards

To get as much cash back as possible, you’ll need to use your Ink Business Premier card to pay for all your possible business expenses. You’ll especially want to use it to earn 2.5% cash back on transactions of $5,000 or more. Of course, you’ll still get 2% cash back on all other card purchases. Don’t forget, the card also earns 5% back when you purchase travel through the Chase Travel portal to suit your business travel needs.

When you’re ready to redeem your cash back rewards, you have 4 options. The first is as a statement credit to offset card purchases, or as a deposit to your linked bank account, with no minimum redemption amount. You can also redeem cash back through the Chase Ultimate Rewards portal to purchase Apple products through Chase or purchase gift cards from more than 150 merchants.

Alternative card to Ink Business Premier Card

Ink Business Unlimited® credit card

Ink Business Unlimited® Credit Card

The Ink Business Unlimited Card is a great choice for business owners looking for a no-annual-fee, uncapped 1.5% cash back card.

$750

0% introductory APR on purchases within 12 months; variable 18.49% – 24.49% thereafter

Good to excellent (670-850)

As a business owner, you’re probably very busy, and you might prefer a credit card to keep things simple.

If so, Ink Business Unlimited® A credit card may be just the card for you.from Zero annual fee For a fixed cash back rate, this card is an easy choice that you won’t have to think twice about.

And don’t forget, 0% introductory APR on purchases within 12 months; Variable thereafter 18.49% – 24.49%

If you’re looking for a great cash back business card with no annual fee, the Ink Business Unlimited Card is worth considering. With it, you’ll earn unlimited 1.5% back on all purchases without having to worry about maxing out card reward categories.

Additionally, it offers benefits such as a free employee card, purchase protection, rental car insurance, extended warranty coverage, and more.

See a comparison of these cards here: Ink Business Premier Card vs. Ink Business Unlimited Card

The first choice for ink business® credit card

New offers

Ink Business Preferred® Credit Card

The Ink Business Preferred Card is unmatched, offering huge welcome bonus offers in numerous business categories and 3x points per dollar on your first $150,000.

$2,000

21.24%-26.24% variable

Good to excellent (670-850)

The first choice for ink business® Credit cards are a way to make money Earn tons of points on your business purchasesespecially for business owners Spend regularly on advertising.

Plus, the card offers flexible redemption options, including access to Chase airline and hotel transfer partners, where you can get great value.

Business owners will also appreciate the protection the card offers, such as Excellent cell phone insurance, rental car insurance, Purchase protection and more.

  • Earn 100k bonus points when you spend $8,000 in purchases within the first 3 months of account opening.Redeem with Chase Travel℠ and get $1,000 in cash back or $1,250 in travel expenses
  • Earn 3 points per $1 spent on the first $150,000 in travel and select business categories each account anniversary year.Earn 1 point per $1 on all other purchases
  • Monitor abnormal credit card purchases around the clock
  • With zero liability, you are not responsible for unauthorized charges made using your card or account information.
  • Redeem your points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
  • Points are worth 25% more when redeemed for travel through Chase Travel℠
  • Purchase Protection covers your new purchase against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
  • Member of the Federal Deposit Insurance Corporation

financial overview

  • Annual interest rate: 21.24%-26.24% variable
  • Foreign Transaction Fees: not any

Rewards Center

Chase the ultimate reward

Those looking for a business credit card with flexible rewards shouldn’t overlook the Ink Business Preferred Card.

It is a powerful points earner, earning 3 per dollar on the first $150,000 on combined purchases of travel, transportation purchases, Internet, cable and phone service, and advertising purchases through social media sites and search engines. times points.

When you’re ready to redeem these rewards, you can earn cash back at 1.25 cents per point through the Chase Travel portal, or get even more value through one of the many Chase Ultimate Rewards transfer partners.

Not to mention it offers some great benefits like no foreign transaction fees, free employee cards, cell phone protection, purchase protection, extended warranties, and rental car insurance.

Read our full comparison of these two cards to learn more: Ink Business Premier Card vs. Ink Business Preferred Card


We also compared the Ink Business Premier Card to these popular credit cards:



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